One platform.Every payment.
Accept cards, wallets and bank transfers in one account. AI helps improve approvals and detect fraud.
- Funded directly by PayServPayouts come from us, not a third party
- Start in test mode todayGo live after a quick business check
- Cards, wallets and ACHOne account for every way to pay
- No-code links and invoicesGet paid without building a website
Every way your customers pay. One balance.
Cards, wallets and bank payments all settle into the same PayServ account and pay out on your schedule.
AI at every step, from checkout to payout.
PayServ was built with AI in the payment path, not added on top. The same models that score fraud also lift approvals, resolve disputes and explain your numbers in plain language.
Ask anything about your payments.
Copilot knows your account, transactions, customers and payouts. Ask in plain language, get answers with the numbers behind them, and act on them without leaving the chat.
Every way to get paid, in one account.
Start with a payment link or an invoice, no code needed. Add hosted checkout, recurring billing or a full SDK integration when you need it. Every payment lands in the same dashboard.
Get paid without a website
Create a payment link in seconds. Share it by email, text or QR code—no website needed.
- Bulk links from a spreadsheet. Upload a CSV and send a link to every customer at once.
- Take a card payment. Type in card details for phone or in-person orders.
Recurring billing on autopilot
Plans, trials and recurring payments. AI retries failed renewals at the best time.
Set up billing →A hosted checkout, ready to go
A branded, secure payment page with every method your customers expect. We handle PCI scope.
See checkout →Invoices that get paid
Send professional invoices with line items, tax and a pay link. Customers pay online, and we send the reminders.
- Already have invoices? Upload a PDF or photo and AI reads the customer, items and total.
- Download a PDF, track opens and mark cash or check payments as paid.
Everything to run the money side of your business.
One dashboard for every payment, payout and customer, built so anyone on your team can use it.
Customers
Saved cards, payment history and recurring plans for every customer.
Payouts and statements
See what reaches your bank and when, with every fee and refund itemized.
Reports
Monthly summaries and tax files, ready for your accountant.
Disputes
Every chargeback in one place, with deadlines and a guided response.
Team roles
Invite your team and choose who can refund, see payouts or change settings.
Several businesses
Run more than one business from a single login and switch in one tap.
A payments API your engineers will like.
Predictable REST endpoints, typed SDKs, test mode with real-world scenarios and webhooks for every payment event, including every AI decision.
- JavaScript
- iOS
- Android
- Node
- Python
- REST
// Charge a card
const payment = await payserv.payments.create({
amount: 12900,
currency: "usd",
payment_method: "pm_card_visa",
capture: true,
});
// → { id: "pay_8Hk2", status: "succeeded" }- 09:41:02payment.ai_scoredpay_8Hk2 · risk 12 · approve
- 09:41:02payment.succeededpay_8Hk2 · $129.00 · Visa •• 4242
- 09:40:47payment.recoveredpay_3Lp9 · soft decline retried with network token
- 09:00:00payout.paidpo_0931 · $18,240.50 to bank •• 6789
Test your payment stack before it goes live.
Studio connects to the PSPs you use today, runs test iterations against each one and breaks down transaction statuses so you can see what fails and why.
| Case | PSP A | PSP B | PSP C |
|---|---|---|---|
| Card auth + 3DS | Pass | Pass | Pass |
| Partial refund | Pass | Timeout | Pass |
| Webhook retry | Pass | Pass | Fail |
| Soft decline (05) | Pass | Pass | Pass |
Teams that run on PayServ
We moved every VectorSign subscription onto PayServ recurring billing. Renewals, plan upgrades and failed-payment retries now run on their own, and our team no longer spends month-end chasing declined cards.
Most of our clients pay after a call or a site visit. With PayServ Payment Links we send a link by text or email and get paid the same day, with no checkout to build and no card details taken over the phone.