Payment infrastructure built for
online commerce
Higher acceptance rates through intelligent PSP routing, automatic failover so peak events never cause lost sales, and PCI-DSS SAQ A compliant hosted checkout — without the compliance overhead of managing card data yourself.
What e-commerce teams are up against
Every declined transaction, PSP outage, and compliance gap is a direct revenue impact.
Cart Abandonment from Declines
A declined payment is often the last interaction a customer has with your checkout. Soft declines, network errors, and card-specific rejections all contribute to cart abandonment — especially at peak transaction volumes.
PSP Outages at Peak Events
Black Friday, Cyber Monday, and flash sales concentrate enormous transaction volume into short windows. A single PSP outage during these events — without a tested failover path — can cost thousands of sales in minutes.
PCI Compliance Burden
Self-hosting a checkout form that handles raw card input puts your platform in PCI-DSS SAQ D scope — the most complex and expensive compliance tier, requiring annual QSA assessments, network segmentation, and extensive controls.
International Card Declines
Expanding to international markets introduces card types and issuing banks that some PSPs handle poorly. Without geo-intelligent routing, cross-border transactions see significantly higher decline rates — directly impacting international revenue.
Three products, one integrated stack
PayServ's products work as a unified layer over your existing commerce infrastructure.
Higher acceptance + automatic failover
Route each transaction to the PSP with the highest acceptance probability for that card type, issuing country, and amount. If a PSP goes down, failover activates in under 800ms — transparently, with no customer-facing error.
- Visa/MC/Amex routing rules
- Geographic PSP optimization
- Automatic failover <800ms
- Token vault across PSPs
PCI-DSS SAQ A compliant checkout
Card input fields are rendered as PSP-hosted iFrames (Square Web Payments SDK / Stripe Elements). Raw card data never touches your servers, reducing your PCI scope to SAQ A — the lowest compliance tier.
- PCI-DSS SAQ A scope
- Zero card data on your servers
- Customisable checkout UI
- 3DS2 SCA ready
Recover carts and collect B2B invoices
Generate payment links via API and distribute via SMS, email, or chat. Use for abandoned cart recovery sequences, B2B invoice collection, or manual order fulfilment — without directing customers back to checkout.
- API-generated in milliseconds
- SMS / email / WhatsApp delivery
- Configurable expiry + single-use
- Webhook lifecycle events
How PayServ protects revenue during traffic spikes
Protect every sale, not just the easy ones
Configure your routing rules, enable failover, and deploy SAQ A hosted checkout — all through a single PayServ integration.