Payments that scale with
your marketplace
Multi-PSP routing for buyer checkout, Pay by Link for seller invoicing and vendor payouts, and geographic PSP optimization — all through a single PayServ integration that keeps your compliance classification clean as your platform grows.
Why marketplace payments are complex
Marketplaces have two-sided payment flows — buyer checkout and seller disbursements — each with their own PSP, compliance, and routing requirements.
Multi-Seller PSP Complexity
Marketplaces with sellers across multiple geographies face different PSP requirements per region. A UK seller may require a different PSP than a US seller. Without geo-aware routing, you're forced to either standardize on one suboptimal PSP or manage multiple integrations.
Buyer and Seller Payment Flows
Buyer-side transactions require fast, high-acceptance checkout. Seller-side disbursements often use different payment rails — bank transfers, virtual accounts, or payment links. Managing these two flows across multiple PSPs without a unified layer creates operational complexity and reconciliation errors.
Seller Invoicing & Payout Requests
B2B marketplaces often need sellers to issue invoices to buyers, or request payouts on variable schedules. Traditional checkout flows aren't designed for invoice-based B2B transactions — they require a lightweight, programmatically generated payment request.
Reconciliation Across PSPs
When buyer payments go through PSP A and seller payouts go through PSP B, reconciliation becomes a multi-system exercise. Discrepancies between PSP settlement reports, platform records, and bank statements are difficult to trace without a unified transaction layer.
PayServ for B2C and B2B marketplace flows
SAQ A · iFrame isolation
Route by card type + geo
Best PSP for this card
POST /v1/payment-links
Configurable expiry + amount
link.authorized event
Three PayServ products for marketplace teams
Geo-optimized buyer checkout routing
Route buyer transactions to the PSP with the best acceptance rate for each card type and geography. A US buyer on Visa goes to one PSP; a UK buyer on a European card goes to another — automatically.
Multi-PSP PlatformSeller invoicing and payout requests
Generate payment links via API for B2B invoice collection, seller payout requests, or custom amount collections. Links can be sent via email, SMS, or embedded in seller dashboards.
Pay by LinkBenchmark PSPs per geographic market
Before adding a new geographic market, run a PSP comparison with representative cards from that market to choose the best-performing PSP for your new seller base.
PSP ComparisonOne integration for your entire marketplace
Buyer checkout, seller invoicing, geographic PSP optimization, and a single reconciliation layer — all through PayServ's API.